October 29, 2024 | Car Accidents, Compensation
Nobody expects their trip to end in an accident when they enter their vehicle, but that is the unfortunate end result for some drivers.When you are injured in a car accident, you should know you are entitled to compensation no matter how serious or minimal the injuries.
This article will help you understand the types of injuries that are eligible for compensation and how much compensation you can expect for each injury.
Car accident injuries can be divided into two categories: bodily injury and property damage.
Any injury that happens during a car accident is covered under the accident compensation law.
A bodily injury is anything that is caused by an injury to your body.This includes any broken bones, internal bleeding, etc.
When you are injured in an automobile accident, you are entitled to compensation for things like medical bills, missing time at work, and other expenses caused by the accident.
Property damage is any damage that is caused by the accident itself. This can include damage to the vehicle or property, but not as extensive as bodily injury.
Most people automatically assume they won’t receive any compensation if they are injured in a car accident, and this is true to some extent. As you know, you must meet all three conditions outlined in this article to be eligible for compensation:
You must have been injured as a result of negligence. You must have filed a claim with your state’s Department of Motor Vehicles. You must have received a payout from your car insurance company.
Be careful with these assumptions. Although your car insurance company may not have paid you, they might pay the other driver who caused your accident, or they might take you to court. Before you assume that you won’t get any money, keep reading to find out the specifics.
Put simply, the primary factor affecting your eligibility for compensation after an accident is how fault is determined after the car accident.
Missouri is a Comparative Fault state meaning more than one person can be deemed responsible for the car accident, but that does not mean both people are equally at fault.
Regardless, the person who is deemed less at fault (or not at fault at all) is the driver who will receive compensation after a truck accident or any other type of automobile accident.
Calculating the amount of car accident compensation you will receive is always tricky.
There are many factors to consider like the severity of your injuries, the damage that was done to your property, and also what type of insurance the other driver had (if any).
Calculating the damage done to your vehicle after an accident is typically pretty straightforward and based on the value of your car.
When it comes to physical injuries, the severity of the injuries will determine how many things were covered in the accident. Only the following are eligible for payment:
As mentioned above, there are several types of compensation you may be eligible to receive after an automobile accident. The types of compensation you may be eligible for after a car accident include medical expenses, lost wages, property damage, pain and suffering, and possibly punitive damages.
– Compensation is typically determined based on the extent of your injuries, the costs associated with your medical treatment, the amount of lost wages you have incurred, and the impact the accident has had on your overall quality of life.
It depends on the type of insurance coverage you have. Your personal injury protection (PIP) coverage may help cover medical expenses and lost wages, while your liability insurance may cover property damage. If the other driver is at fault, their insurance may also be responsible for compensating you.
While it is not required to hire a lawyer for a car accident claim, having legal representation can help ensure you receive fair and adequate compensation for your injuries and damages.
The statute of limitations for filing a personal injury claim varies by state, but it is typically between 1-5 years from the date of the accident. Missouri’s statute of limitations for car accidents is 5 years, but it is important to file a claim as soon as possible to ensure the details are fresh in your memory.
In states that follow a comparative negligence rule, you may still be able to receive compensation even if you were partially at fault for the accident. Your compensation may be reduced based on the percentage of fault assigned to you.
It is important to consult with a car accident lawyer before accepting any settlement offer from the other driver’s insurance company. They may offer you a lower amount than you are entitled to, and a lawyer can help negotiate a fair settlement on your behalf.
Every car accident is unique.
There are injuries that can result in long-term conditions, and some injuries will never require medical treatment.
As Missouri car accident lawyers, we have seen firsthand the damages that can be done by car accidents.
We recommend contacting a local car accident lawyer to discuss your case.
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